WHO SHOULD CONSOLIDATE
PRIVATE STUDENT LOANS?

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Whether you're graduating in a few months or are currently in repayment, you may be able to benefit from private student loan consolidation.* You can apply for a Chase Private Consolidation Loan any time after you graduate.

Recent graduates

Private student loan consolidation can make your life easier by allowing you to make one payment each month for all of your private student loans. And because your monthly payments may be lower, you may save money each month.

Parents

A Chase Private Consolidation Loan may help your recent graduate reduce their monthly payments. Consolidation may also help them stay on track with their payments since they'll only have one private student loan payment to make each month.

If you cosigned on private student loans with your recent graduate, a consolidation loan offers you the opportunity to:

  • Have your name taken off of those loans
  • Cosign on the new consolidation loan with your recent graduate

Borrowers in repayment

If you're currently repaying student loans, private student loan consolidation may help lower your interest rate. That means you could save money by paying less interest on your private student loans.

Apply for a Chase Private Consolidation Loan now!

*Important Information: Chase Private Consolidation Loans are subject to credit approval, receipt of a completed and signed loan application/promissory note, verification of application information and acceptance of loan terms. Only private education loans that are in good standing from eligible Title IV schools may be included. Federal education loans are not eligible under this program. Minimum loan amount is $7,500, with a cumulative borrowing limit of $150,000, based on credit eligibility. Other terms and conditions apply. Please contact us for details on eligibility criteria.

Chase does not sell these loans to another lender.

Student loan consolidation may extend your repayment term, increasing your overall financial obligation. However, your monthly loan payments may be reduced. You can choose to prepay principal with no prepayment penalties, which reduces the overall cost of your loan.

This information was current as of 02/01/2010 and is subject to change. Contact Chase for the most up-to-date product terms.

Chase Student Loans: Student Loans | Private Student Loans | College Loans