Private student loan consolidation can combine all of your eligible private student loans together into a single loan and you may even reduce your monthly payments.* This credit-based loan has competitive interest rates and repayment terms, which may help lower your monthly loan payments.

Federal student loans are not eligible for this program.

There are no application, origination or prepayment fees for a Chase Private Consolidation Loan.

The minimum amount needed for private student loan consolidation is $7,500 and the maximum is $150,000, based on credit eligibility.

You can apply for a Chase Private Consolidation Loan any time after you graduate. You can make the most of your grace period by waiting to consolidate at the end of it. Repayment begins immediately when you consolidate your student loans.

You can consolidate any eligible private student loans that were used for your qualified education expenses, including certified private student loans where the funds went directly to the school. These can be any private Chase loans, private loans from another lender or a combination of the two. Federal loans are not eligible for this program.

No. However, all of your private student loans can be consolidated into a Chase Private Consolidation Loan and all of your federal student loans can be consolidated into a federal consolidation loan. This means that after consolidating your federal and private student loans separately, you'll only have two loan payments each month.

Yes. You can consolidate if you only have one private student loan. Consolidation may allow you to take advantage of a lower interest rate and may lower your monthly payment.

You can apply for private student loan consolidation on your own or with a cosigner. Having a creditworthy cosigner will result in a lower interest rate than if you apply on your own. In addition, upon your request, the cosigner can be removed after 36 months of on-time payments, if you meet established credit criteria, and your interest rate would not change.

No. You can apply to consolidate your private student loans any time after you graduate. You can make the most of your grace period by waiting to consolidate at the end of it. Repayment begins immediately when you consolidate your student loans.

Yes. It's extremely important that you continue to make all of the regular payments on the student loans you're consolidating until you receive your new disclosure and repayment schedule.

Once your private student loan consolidation due date is established, it can't be changed. However, you have the option to make a payment any time before the due date.

Yes. You can prepay any or all of your Chase Private Consolidation Loan at any time without penalty. Prepayment reduces the total amount of interest paid over the life of the loan.

No. You can prepay your Chase Private Consolidation Loan without a penalty or fee.

Repayment begins approximately 45 days after the consolidation loan is funded. If you consolidate private student loans during your grace period, repayment will begin immediately. You can make the most of your grace period by waiting to consolidate at the end of it.

The loan repayment term ranges from 20 to 30 years depending on the total amount of the loan.

If you don't know who your current lenders are or how much you owe on your private student loans, you have two options:

• Review your most recent monthly statements or coupon books
• Call your servicer's Customer Service department

Call 1-866-317-4752 to talk to a Student Loan Specialist who can help answer your questions. Specialists are available Monday - Friday, 8 AM - 8 PM Eastern.

You can apply now or call 1-866-317-4752 to talk with a Student Loan Specialist. Student Loan Specialists are available Monday - Friday, 8 AM - 8 PM Eastern to help you complete the application process and answer your questions.